Call reports 2015
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2015
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,799,000 | 192,096,000 | 191,563,000 | 192,343,000 |
| Total loans | 151,543,000 | 153,417,000 | 155,692,000 | 158,436,000 |
| Allowance for loan losses | 758,000 | 764,000 | 783,000 | 797,000 |
| Securities available for sale | 8,776,000 | 8,752,000 | 8,784,000 | 9,250,000 |
| Securities held to maturity | 2,299,000 | 772,000 | 755,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,200,000 | 159,235,000 | 158,536,000 | 158,979,000 |
| Interest-bearing deposits | 148,516,000 | 150,657,000 | 150,974,000 | 151,148,000 |
| Noninterest-bearing deposits | 9,684,000 | 8,578,000 | 7,562,000 | 7,831,000 |
| Equity capital | 20,274,000 | 20,604,000 | 21,267,000 | 20,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,568,000 | 5,376,000 | 7,185,000 |
| Interest expense | 321,000 | 650,000 | 991,000 | 1,331,000 |
| Net interest income | 1,475,000 | 2,918,000 | 4,385,000 | 5,854,000 |
| Noninterest income | 333,000 | 441,000 | 603,000 | 736,000 |
| Noninterest expense | 1,032,000 | 2,062,000 | 3,032,000 | 4,227,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 758,000 | 1,261,000 | 1,902,000 | 2,291,000 |
| Income tax | 251,000 | 412,000 | 412,000 | 846,000 |
| Net income | 507,000 | 849,000 | 1,490,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,174,000 | 20,883,000 | 21,524,000 | 21,480,000 |
| Total capital | 20,932,000 | 21,647,000 | 22,307,000 | 22,277,000 |
| Risk-weighted assets | 85,956,000 | 87,126,000 | 86,009,000 | 86,879,000 |