Call reports 2014
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2014
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,520,000 | 180,327,000 | 181,548,000 | 184,899,000 |
| Total loans | 148,168,000 | 147,833,000 | 150,652,000 | 152,019,000 |
| Allowance for loan losses | 714,000 | 724,000 | 725,000 | 741,000 |
| Securities available for sale | 4,590,000 | 6,134,000 | 6,619,000 | 8,248,000 |
| Securities held to maturity | 4,389,000 | 5,363,000 | 4,334,000 | 2,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,850,000 | 150,840,000 | 149,919,000 | 153,568,000 |
| Interest-bearing deposits | 138,849,000 | 142,341,000 | 142,123,000 | 143,864,000 |
| Noninterest-bearing deposits | 7,001,000 | 8,499,000 | 7,796,000 | 9,704,000 |
| Equity capital | 19,050,000 | 19,403,000 | 19,792,000 | 19,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,550,000 | 5,360,000 | 7,143,000 |
| Interest expense | 340,000 | 668,000 | 985,000 | 1,304,000 |
| Net interest income | 1,441,000 | 2,882,000 | 4,375,000 | 5,839,000 |
| Noninterest income | 110,000 | 263,000 | 441,000 | 607,000 |
| Noninterest expense | 1,048,000 | 2,079,000 | 3,085,000 | 4,339,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 485,000 | 1,030,000 | 1,677,000 | 2,035,000 |
| Income tax | 189,000 | 402,000 | 654,000 | 708,000 |
| Net income | 296,000 | 628,000 | 1,023,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,003,000 | 19,335,000 | 19,730,000 | 20,035,000 |
| Total capital | 19,717,000 | 20,059,000 | 20,455,000 | 20,776,000 |
| Risk-weighted assets | 80,711,000 | 81,256,000 | 83,282,000 | 83,189,000 |