Call reports 2013
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2013
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,699,000 | 171,013,000 | 172,102,000 | 176,173,000 |
| Total loans | 146,661,000 | 146,388,000 | 147,420,000 | 148,116,000 |
| Allowance for loan losses | 658,000 | 672,000 | 685,000 | 691,000 |
| Securities available for sale | 2,136,000 | 1,113,000 | 2,106,000 | 2,080,000 |
| Securities held to maturity | 3,039,000 | 4,483,000 | 4,943,000 | 4,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,232,000 | 145,264,000 | 143,481,000 | 146,316,000 |
| Interest-bearing deposits | 141,605,000 | 138,458,000 | 136,788,000 | 138,836,000 |
| Noninterest-bearing deposits | 6,627,000 | 6,806,000 | 6,693,000 | 7,480,000 |
| Equity capital | 17,575,000 | 17,899,000 | 18,244,000 | 18,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,757,000 | 5,566,000 | 7,359,000 |
| Interest expense | 397,000 | 765,000 | 1,120,000 | 1,478,000 |
| Net interest income | 1,511,000 | 2,992,000 | 4,446,000 | 5,881,000 |
| Noninterest income | 119,000 | 235,000 | 339,000 | 427,000 |
| Noninterest expense | 1,040,000 | 2,068,000 | 3,026,000 | 3,967,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 572,000 | 1,123,000 | 1,705,000 | 2,269,000 |
| Income tax | 223,000 | 438,000 | 665,000 | 843,000 |
| Net income | 349,000 | 685,000 | 1,040,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,629,000 | 17,966,000 | 18,321,000 | 18,707,000 |
| Total capital | 18,287,000 | 18,638,000 | 19,006,000 | 19,398,000 |
| Risk-weighted assets | 80,816,000 | 79,712,000 | 80,965,000 | 81,387,000 |