Call reports 2012
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2012
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 171,759,000 | 174,396,000 | 174,892,000 | 174,774,000 |
| Total loans | 143,431,000 | 144,703,000 | 146,850,000 | 148,605,000 |
| Allowance for loan losses | 608,000 | 628,000 | 631,000 | 636,000 |
| Securities available for sale | 2,273,000 | 4,577,000 | 2,967,000 | 3,144,000 |
| Securities held to maturity | 5,468,000 | 4,293,000 | 3,718,000 | 4,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,566,000 | 150,314,000 | 148,535,000 | 147,968,000 |
| Interest-bearing deposits | 125,991,000 | 144,119,000 | 141,954,000 | 141,457,000 |
| Noninterest-bearing deposits | 21,575,000 | 6,195,000 | 6,581,000 | 6,511,000 |
| Equity capital | 16,186,000 | 16,550,000 | 16,947,000 | 17,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 3,970,000 | 5,994,000 | 7,969,000 |
| Interest expense | 542,000 | 1,047,000 | 1,524,000 | 1,972,000 |
| Net interest income | 1,452,000 | 2,923,000 | 4,470,000 | 5,997,000 |
| Noninterest income | 131,000 | 262,000 | 391,000 | 514,000 |
| Noninterest expense | 1,018,000 | 1,999,000 | 3,000,000 | 4,254,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 547,000 | 1,150,000 | 1,807,000 | 2,185,000 |
| Income tax | 213,000 | 448,000 | 705,000 | 767,000 |
| Net income | 334,000 | 702,000 | 1,102,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,197,000 | 16,565,000 | 16,965,000 | 17,280,000 |
| Total capital | 16,805,000 | 17,193,000 | 17,596,000 | 17,916,000 |
| Risk-weighted assets | 80,520,000 | 81,059,000 | 81,814,000 | 83,052,000 |