Call reports 2007
ELLIS STATE BANK — 2007
What ELLIS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,028,000 | 64,243,000 | 62,839,000 | 63,982,000 |
| Total loans | 46,794,000 | 52,277,000 | 50,502,000 | 53,560,000 |
| Allowance for loan losses | 354,000 | 342,000 | 348,000 | 353,000 |
| Securities available for sale | 8,463,000 | 7,444,000 | 6,925,000 | 5,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,809,000 | 51,621,000 | 54,706,000 | 54,507,000 |
| Interest-bearing deposits | 44,403,000 | 45,122,000 | 48,366,000 | 47,958,000 |
| Noninterest-bearing deposits | 5,406,000 | 6,499,000 | 6,340,000 | 6,549,000 |
| Equity capital | 5,820,000 | 5,914,000 | 6,000,000 | 6,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 3,451,000 | 5,445,000 | 7,697,000 |
| Interest expense | 443,000 | 898,000 | 1,423,000 | 1,941,000 |
| Net interest income | 1,005,000 | 2,553,000 | 4,022,000 | 5,756,000 |
| Noninterest income | -1,000 | 93,000 | 157,000 | 292,000 |
| Noninterest expense | 886,000 | 2,370,000 | 3,766,000 | 5,344,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 112,000 | 264,000 | 395,000 | 680,000 |
| Income tax | 52,000 | 108,000 | 170,000 | 267,000 |
| Net income | 60,000 | 156,000 | 225,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,861,000 | 5,957,000 | 6,011,000 | 6,199,000 |
| Total capital | 6,215,000 | 6,299,000 | 6,359,000 | 6,552,000 |
| Risk-weighted assets | 42,311,000 | 47,701,000 | 46,345,000 | 47,750,000 |