Call reports 2006
ELLIS STATE BANK — 2006
What ELLIS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,924,000 | 51,171,000 | 57,129,000 | 56,058,000 |
| Total loans | 30,029,000 | 34,736,000 | 39,472,000 | 42,463,000 |
| Allowance for loan losses | 306,000 | 338,000 | 343,000 | 347,000 |
| Securities available for sale | 14,990,000 | 13,435,000 | 11,465,000 | 8,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,193,000 | 42,073,000 | 48,007,000 | 49,839,000 |
| Interest-bearing deposits | 36,398,000 | 36,465,000 | 41,930,000 | 44,322,000 |
| Noninterest-bearing deposits | 5,795,000 | 5,608,000 | 6,077,000 | 5,517,000 |
| Equity capital | 5,446,000 | 5,494,000 | 6,109,000 | 5,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,361,000 | 3,066,000 | 4,456,000 |
| Interest expense | 245,000 | 520,000 | 864,000 | 1,262,000 |
| Net interest income | 423,000 | 841,000 | 2,202,000 | 3,194,000 |
| Noninterest income | 31,000 | 59,000 | 92,000 | 201,000 |
| Noninterest expense | 332,000 | 672,000 | 1,892,000 | 2,901,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 117,000 | 211,000 | 372,000 | 458,000 |
| Income tax | 32,000 | 55,000 | 95,000 | 122,000 |
| Net income | 85,000 | 156,000 | 277,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,598,000 | 5,669,000 | 6,192,000 | 5,831,000 |
| Total capital | 5,904,000 | 6,007,000 | 6,535,000 | 6,178,000 |
| Risk-weighted assets | 30,750,000 | 34,929,000 | 37,730,000 | 38,933,000 |