Call reports 2004
ELLIS STATE BANK — 2004
What ELLIS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,422,000 | 41,742,000 | 41,489,000 | 42,831,000 |
| Total loans | 18,100,000 | 17,911,000 | 18,862,000 | 19,658,000 |
| Allowance for loan losses | 291,000 | 307,000 | 299,000 | 302,000 |
| Securities available for sale | 19,468,000 | 20,428,000 | 19,511,000 | 20,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,324,000 | 35,980,000 | 35,522,000 | 36,956,000 |
| Interest-bearing deposits | 31,561,000 | 31,933,000 | 31,374,000 | 32,815,000 |
| Noninterest-bearing deposits | 3,763,000 | 4,047,000 | 4,148,000 | 4,141,000 |
| Equity capital | 5,750,000 | 5,556,000 | 5,693,000 | 5,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 907,000 | 1,369,000 | 1,843,000 |
| Interest expense | 157,000 | 311,000 | 463,000 | 619,000 |
| Net interest income | 298,000 | 596,000 | 906,000 | 1,224,000 |
| Noninterest income | 24,000 | 41,000 | 59,000 | 93,000 |
| Noninterest expense | 228,000 | 448,000 | 701,000 | 1,010,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 92,000 | 195,000 | 273,000 | 316,000 |
| Income tax | 19,000 | 43,000 | 57,000 | 57,000 |
| Net income | 73,000 | 152,000 | 216,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,531,000 | 5,601,000 | 5,655,000 | 5,699,000 |
| Total capital | 5,801,000 | 5,875,000 | 5,937,000 | 5,995,000 |
| Risk-weighted assets | 21,615,000 | 21,926,000 | 22,539,000 | 23,652,000 |