Call reports 2002
ELLIS STATE BANK — 2002
What ELLIS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,481,000 | 37,635,000 | 38,395,000 | 38,411,000 |
| Total loans | 14,639,000 | 15,429,000 | 16,716,000 | 17,812,000 |
| Allowance for loan losses | 259,000 | 265,000 | 255,000 | 269,000 |
| Securities available for sale | 19,525,000 | 19,288,000 | 17,520,000 | 17,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,879,000 | 31,848,000 | 32,373,000 | 32,356,000 |
| Interest-bearing deposits | 29,970,000 | 28,755,000 | 28,931,000 | 29,305,000 |
| Noninterest-bearing deposits | 2,909,000 | 3,093,000 | 3,442,000 | 3,051,000 |
| Equity capital | 5,010,000 | 5,167,000 | 5,331,000 | 5,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,064,000 | 1,588,000 | 2,097,000 |
| Interest expense | 242,000 | 466,000 | 671,000 | 861,000 |
| Net interest income | 290,000 | 598,000 | 917,000 | 1,236,000 |
| Noninterest income | 20,000 | 42,000 | 57,000 | 85,000 |
| Noninterest expense | 218,000 | 432,000 | 663,000 | 891,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 100,000 | 210,000 | 321,000 | 443,000 |
| Income tax | 23,000 | 51,000 | 79,000 | 113,000 |
| Net income | 77,000 | 159,000 | 242,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,914,000 | 4,996,000 | 5,070,000 | 5,157,000 |
| Total capital | 5,154,000 | 5,241,000 | 5,323,000 | 5,413,000 |
| Risk-weighted assets | 19,208,000 | 19,590,000 | 20,257,000 | 20,452,000 |