Call reports 2016
TABLE ROCK COMMUNITY BANK — 2016
What TABLE ROCK COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,305,000 | 75,359,000 | 81,813,000 | 80,218,000 |
| Total loans | 56,081,000 | 59,902,000 | 65,761,000 | 67,801,000 |
| Allowance for loan losses | 601,000 | 624,000 | 669,000 | 760,000 |
| Securities available for sale | 1,493,000 | 1,189,000 | 924,000 | 419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,310,000 | 69,068,000 | 75,149,000 | 73,027,000 |
| Interest-bearing deposits | 61,402,000 | 60,938,000 | 65,690,000 | 65,773,000 |
| Noninterest-bearing deposits | 6,908,000 | 8,130,000 | 9,459,000 | 7,254,000 |
| Equity capital | 5,757,000 | 5,901,000 | 6,169,000 | 6,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,747,000 | 2,600,000 | 3,536,000 |
| Interest expense | 99,000 | 197,000 | 296,000 | 399,000 |
| Net interest income | 746,000 | 1,550,000 | 2,304,000 | 3,137,000 |
| Noninterest income | 235,000 | 680,000 | 1,249,000 | 1,592,000 |
| Noninterest expense | 857,000 | 1,813,000 | 2,761,000 | 3,711,000 |
| Provision for loan losses | 2,000 | 25,000 | 70,000 | 167,000 |
| Pretax income | 122,000 | 344,000 | 667,000 | 734,000 |
| Income tax | 30,000 | 97,000 | 148,000 | 146,000 |
| Net income | 92,000 | 247,000 | 519,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,827,000 | 5,939,000 | 6,211,000 | 6,730,000 |
| Total capital | 6,428,000 | 6,563,000 | 6,880,000 | 7,490,000 |
| Risk-weighted assets | 55,560,000 | 59,049,000 | 62,699,000 | 63,959,000 |