Call reports 2015
TABLE ROCK COMMUNITY BANK — 2015
What TABLE ROCK COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,919,000 | 66,040,000 | 70,376,000 | 70,153,000 |
| Total loans | 53,445,000 | 56,001,000 | 56,461,000 | 55,987,000 |
| Allowance for loan losses | 544,000 | 568,000 | 583,000 | 638,000 |
| Securities available for sale | 2,812,000 | 1,971,000 | 1,870,000 | 1,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,610,000 | 59,498,000 | 64,569,000 | 64,223,000 |
| Interest-bearing deposits | 52,031,000 | 53,525,000 | 57,869,000 | 58,564,000 |
| Noninterest-bearing deposits | 4,579,000 | 5,973,000 | 6,700,000 | 5,659,000 |
| Equity capital | 5,306,000 | 5,412,000 | 5,559,000 | 5,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,653,000 | 2,516,000 | 3,377,000 |
| Interest expense | 91,000 | 185,000 | 283,000 | 382,000 |
| Net interest income | 719,000 | 1,468,000 | 2,233,000 | 2,995,000 |
| Noninterest income | 234,000 | 526,000 | 818,000 | 1,176,000 |
| Noninterest expense | 728,000 | 1,521,000 | 2,330,000 | 3,167,000 |
| Provision for loan losses | 40,000 | 58,000 | 73,000 | 128,000 |
| Pretax income | 185,000 | 415,000 | 648,000 | 876,000 |
| Income tax | 64,000 | 151,000 | 240,000 | 329,000 |
| Net income | 121,000 | 264,000 | 408,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,344,000 | 5,452,000 | 5,596,000 | 5,736,000 |
| Total capital | 5,888,000 | 6,020,000 | 6,179,000 | 6,374,000 |
| Risk-weighted assets | 51,960,000 | 52,009,000 | 52,893,000 | 53,521,000 |