Call reports 2013
TABLE ROCK COMMUNITY BANK — 2013
What TABLE ROCK COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,360,000 | 55,500,000 | 55,731,000 | 54,424,000 |
| Total loans | 42,425,000 | 40,783,000 | 42,782,000 | 43,455,000 |
| Allowance for loan losses | 673,000 | 615,000 | 451,000 | 469,000 |
| Securities available for sale | 2,557,000 | 3,401,000 | 3,179,000 | 3,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,683,000 | 50,747,000 | 50,818,000 | 49,296,000 |
| Interest-bearing deposits | 45,895,000 | 46,195,000 | 46,354,000 | 45,917,000 |
| Noninterest-bearing deposits | 3,788,000 | 4,552,000 | 4,464,000 | 3,379,000 |
| Equity capital | 4,409,000 | 4,499,000 | 4,657,000 | 4,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,299,000 | 2,006,000 | 2,708,000 |
| Interest expense | 91,000 | 181,000 | 272,000 | 359,000 |
| Net interest income | 553,000 | 1,118,000 | 1,734,000 | 2,349,000 |
| Noninterest income | 49,000 | 93,000 | 129,000 | 119,000 |
| Noninterest expense | 351,000 | 706,000 | 1,084,000 | 1,481,000 |
| Provision for loan losses | 40,000 | 67,000 | 93,000 | 110,000 |
| Pretax income | 211,000 | 438,000 | 686,000 | 877,000 |
| Income tax | 79,000 | 164,000 | 258,000 | 328,000 |
| Net income | 132,000 | 274,000 | 428,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,541,000 | 4,695,000 | 4,816,000 |
| Total capital | 4,893,000 | 5,025,000 | 5,146,000 | 5,285,000 |
| Risk-weighted assets | 39,384,000 | 38,554,000 | 39,762,000 | 39,864,000 |