Call reports 2012
TABLE ROCK COMMUNITY BANK — 2012
What TABLE ROCK COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,856,000 | 49,892,000 | 50,575,000 | 51,338,000 |
| Total loans | 37,677,000 | 38,910,000 | 40,820,000 | 40,733,000 |
| Allowance for loan losses | 621,000 | 741,000 | 610,000 | 635,000 |
| Securities available for sale | 4,570,000 | 3,081,000 | 2,896,000 | 2,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,624,000 | 45,511,000 | 45,903,000 | 46,722,000 |
| Interest-bearing deposits | 41,172,000 | 41,818,000 | 41,349,000 | 43,547,000 |
| Noninterest-bearing deposits | 2,452,000 | 3,693,000 | 4,554,000 | 3,175,000 |
| Equity capital | 3,966,000 | 4,071,000 | 4,256,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,284,000 | 1,953,000 | 2,621,000 |
| Interest expense | 102,000 | 200,000 | 293,000 | 382,000 |
| Net interest income | 531,000 | 1,084,000 | 1,660,000 | 2,239,000 |
| Noninterest income | 15,000 | 69,000 | 116,000 | 107,000 |
| Noninterest expense | 288,000 | 614,000 | 939,000 | 1,249,000 |
| Provision for loan losses | 70,000 | 190,000 | 195,000 | 214,000 |
| Pretax income | 188,000 | 411,000 | 704,000 | 945,000 |
| Income tax | 70,000 | 153,000 | 264,000 | 357,000 |
| Net income | 118,000 | 258,000 | 440,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,925,000 | 4,064,000 | 4,246,000 | 4,395,000 |
| Total capital | 4,353,000 | 4,515,000 | 4,722,000 | 4,874,000 |
| Risk-weighted assets | 34,047,000 | 35,811,000 | 37,975,000 | 38,172,000 |