Call reports 2007
TEXAS STATE BANK — 2007
What TEXAS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,650,085,000 | 8,591,703,000 | 8,495,245,000 | 8,488,509,000 |
| Total loans | 4,213,761,000 | 4,319,464,000 | 4,339,040,000 | 4,296,731,000 |
| Allowance for loan losses | 39,273,000 | 41,332,000 | 42,480,000 | 43,795,000 |
| Securities available for sale | 2,004,744,000 | 2,057,605,000 | 2,064,969,000 | 2,000,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,186,764,000 | 6,153,537,000 | 6,017,479,000 | 6,018,039,000 |
| Interest-bearing deposits | 5,117,345,000 | 5,085,098,000 | 4,994,467,000 | 5,045,874,000 |
| Noninterest-bearing deposits | 1,069,419,000 | 1,068,439,000 | 1,023,012,000 | 972,165,000 |
| Equity capital | 2,198,154,000 | 2,208,704,000 | 2,241,654,000 | 2,269,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 121,809,000 | 245,145,000 | 368,086,000 | 482,397,000 |
| Interest expense | 52,651,000 | 108,243,000 | 164,579,000 | 217,202,000 |
| Net interest income | 69,158,000 | 136,902,000 | 203,507,000 | 265,195,000 |
| Noninterest income | 20,095,000 | 40,464,000 | 59,559,000 | 79,554,000 |
| Noninterest expense | 48,837,000 | 99,245,000 | 149,171,000 | 193,870,000 |
| Provision for loan losses | 3,895,000 | 8,888,000 | 13,107,000 | 22,571,000 |
| Pretax income | 36,521,000 | 69,233,000 | 100,788,000 | 128,339,000 |
| Income tax | 12,233,000 | 23,195,000 | 34,016,000 | 42,359,000 |
| Net income | 24,288,000 | 46,038,000 | 66,772,000 | 85,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 534,456,000 | 558,271,000 | 584,202,000 | 608,412,000 |
| Total capital | 578,150,000 | 603,813,000 | 630,786,000 | 655,795,000 |
| Risk-weighted assets | 4,826,703,000 | 4,904,695,000 | 4,898,855,000 | 4,810,267,000 |