Call reports 2003
TEXAS STATE BANK — 2003
What TEXAS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 4,023,991,000 | 4,069,562,000 | 4,183,391,000 | 4,215,610,000 |
| Total loans | 2,402,670,000 | 2,412,670,000 | 2,442,571,000 | 2,543,772,000 |
| Allowance for loan losses | 29,153,000 | 29,366,000 | 29,924,000 | 31,234,000 |
| Securities available for sale | 1,204,171,000 | 1,283,109,000 | 1,263,356,000 | 1,362,450,000 |
| Securities held to maturity | 414,000 | 414,000 | 415,000 | 410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,380,658,000 | 3,439,260,000 | 3,423,670,000 | 3,541,829,000 |
| Interest-bearing deposits | 2,858,489,000 | 2,888,056,000 | 2,863,604,000 | 2,980,224,000 |
| Noninterest-bearing deposits | 522,169,000 | 551,204,000 | 560,066,000 | 561,605,000 |
| Equity capital | 386,255,000 | 402,876,000 | 400,969,000 | 412,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 51,986,000 | 104,004,000 | 155,240,000 | 208,777,000 |
| Interest expense | 16,221,000 | 31,954,000 | 45,728,000 | 59,001,000 |
| Net interest income | 35,765,000 | 72,050,000 | 109,512,000 | 149,776,000 |
| Noninterest income | 10,596,000 | 19,665,000 | 30,054,000 | 39,955,000 |
| Noninterest expense | 21,140,000 | 44,723,000 | 68,028,000 | 91,786,000 |
| Provision for loan losses | 3,691,000 | 6,119,000 | 9,971,000 | 13,155,000 |
| Pretax income | 23,284,000 | 47,485,000 | 71,220,000 | 95,630,000 |
| Income tax | 7,573,000 | 15,988,000 | 23,831,000 | 31,994,000 |
| Net income | 15,711,000 | 31,497,000 | 47,389,000 | 63,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 315,668,000 | 328,864,000 | 343,397,000 | 356,110,000 |
| Total capital | 344,821,000 | 358,230,000 | 373,321,000 | 387,344,000 |
| Risk-weighted assets | 2,686,173,000 | 2,786,193,000 | 2,847,449,000 | 2,948,628,000 |