Call reports 2002
TEXAS STATE BANK — 2002
What TEXAS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,376,477,000 | 3,507,682,000 | 3,600,327,000 | 3,832,412,000 |
| Total loans | 2,159,420,000 | 2,186,710,000 | 2,230,128,000 | 2,323,705,000 |
| Allowance for loan losses | 26,024,000 | 26,494,000 | 26,827,000 | 28,116,000 |
| Securities available for sale | 925,946,000 | 1,026,887,000 | 1,060,570,000 | 1,177,121,000 |
| Securities held to maturity | 514,000 | 514,000 | 414,000 | 414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,851,342,000 | 2,984,852,000 | 3,006,733,000 | 3,158,505,000 |
| Interest-bearing deposits | 2,435,105,000 | 2,559,683,000 | 2,558,074,000 | 2,686,213,000 |
| Noninterest-bearing deposits | 416,237,000 | 425,169,000 | 448,659,000 | 472,292,000 |
| Equity capital | 308,955,000 | 331,302,000 | 353,440,000 | 370,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 45,746,000 | 97,592,000 | 149,485,000 | 201,706,000 |
| Interest expense | 16,302,000 | 34,712,000 | 53,049,000 | 70,483,000 |
| Net interest income | 29,444,000 | 62,880,000 | 96,436,000 | 131,223,000 |
| Noninterest income | 9,092,000 | 18,247,000 | 27,910,000 | 36,078,000 |
| Noninterest expense | 17,111,000 | 36,886,000 | 56,401,000 | 76,365,000 |
| Provision for loan losses | 2,683,000 | 5,705,000 | 8,655,000 | 12,331,000 |
| Pretax income | 19,200,000 | 39,612,000 | 62,250,000 | 83,389,000 |
| Income tax | 6,503,000 | 13,271,000 | 21,302,000 | 28,137,000 |
| Net income | 12,697,000 | 26,341,000 | 40,948,000 | 55,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,438,000 | 275,757,000 | 287,540,000 | 300,514,000 |
| Total capital | 289,462,000 | 302,251,000 | 314,367,000 | 328,630,000 |
| Risk-weighted assets | 2,325,266,000 | 2,380,748,000 | 2,443,102,000 | 2,540,843,000 |