Call reports 2025
TRI-COUNTY BANK — 2025
What TRI-COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 592,993,000 | 594,162,000 | 603,300,000 | 604,491,000 |
| Total loans | 435,592,000 | 450,207,000 | 462,164,000 | 473,020,000 |
| Allowance for loan losses | 4,686,000 | 4,679,000 | 4,631,000 | 4,858,000 |
| Securities available for sale | 115,861,000 | 110,424,000 | 106,694,000 | 99,440,000 |
| Securities held to maturity | 168,000 | 160,000 | 160,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,510,000 | 513,328,000 | 518,561,000 | 517,309,000 |
| Interest-bearing deposits | 398,607,000 | 395,403,000 | 396,828,000 | 397,496,000 |
| Noninterest-bearing deposits | 116,903,000 | 117,925,000 | 121,733,000 | 119,813,000 |
| Equity capital | 66,293,000 | 69,170,000 | 73,321,000 | 76,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,296,000 | 16,946,000 | 26,040,000 | 35,320,000 |
| Interest expense | 2,247,000 | 4,521,000 | 6,771,000 | 8,988,000 |
| Net interest income | 6,049,000 | 12,425,000 | 19,269,000 | 26,332,000 |
| Noninterest income | 483,000 | 1,035,000 | 1,586,000 | 2,117,000 |
| Noninterest expense | 2,934,000 | 5,920,000 | 8,943,000 | 12,083,000 |
| Provision for loan losses | 39,000 | 47,000 | 120,000 | 826,000 |
| Pretax income | 3,559,000 | 7,493,000 | 11,792,000 | 15,540,000 |
| Income tax | 720,000 | 1,518,000 | 2,404,000 | 3,163,000 |
| Net income | 2,839,000 | 5,975,000 | 9,388,000 | 12,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,071,000 | 76,486,000 | 79,230,000 | 81,547,000 |