Call reports 2023
TRI-COUNTY BANK — 2023
What TRI-COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 535,638,000 | 541,275,000 | 544,819,000 | 547,734,000 |
| Total loans | 369,797,000 | 375,799,000 | 382,478,000 | 383,743,000 |
| Allowance for loan losses | 3,875,000 | 3,940,000 | 4,059,000 | 3,968,000 |
| Securities available for sale | 135,634,000 | 133,002,000 | 128,977,000 | 132,163,000 |
| Securities held to maturity | 459,000 | 452,000 | 452,000 | 314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,402,000 | 445,491,000 | 455,948,000 | 458,947,000 |
| Interest-bearing deposits | 342,120,000 | 324,685,000 | 327,859,000 | 332,302,000 |
| Noninterest-bearing deposits | 128,282,000 | 120,806,000 | 128,089,000 | 126,645,000 |
| Equity capital | 48,694,000 | 48,577,000 | 48,315,000 | 53,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,717,000 | 11,842,000 | 18,256,000 | 24,951,000 |
| Interest expense | 831,000 | 2,140,000 | 3,828,000 | 5,645,000 |
| Net interest income | 4,886,000 | 9,702,000 | 14,428,000 | 19,306,000 |
| Noninterest income | 475,000 | 980,000 | 1,499,000 | 1,979,000 |
| Noninterest expense | 2,587,000 | 5,211,000 | 7,834,000 | 10,358,000 |
| Provision for loan losses | 170,000 | 245,000 | 375,000 | 489,000 |
| Pretax income | 2,604,000 | 5,226,000 | 7,718,000 | 10,438,000 |
| Income tax | 522,000 | 1,054,000 | 1,558,000 | 2,107,000 |
| Net income | 2,082,000 | 4,172,000 | 6,160,000 | 8,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,839,000 | 62,345,000 | 63,240,000 | 64,878,000 |