Call reports 2022
TRI-COUNTY BANK — 2022
What TRI-COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 479,473,000 | 489,682,000 | 510,000,000 | 523,761,000 |
| Total loans | 273,187,000 | 311,187,000 | 339,625,000 | 358,344,000 |
| Allowance for loan losses | 2,558,000 | 3,078,000 | 3,097,000 | 3,243,000 |
| Securities available for sale | 152,769,000 | 138,088,000 | 134,379,000 | 133,497,000 |
| Securities held to maturity | 1,865,000 | 761,000 | 594,000 | 459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,385,000 | 434,574,000 | 455,259,000 | 453,969,000 |
| Interest-bearing deposits | 316,931,000 | 311,460,000 | 325,687,000 | 318,595,000 |
| Noninterest-bearing deposits | 114,454,000 | 123,114,000 | 129,572,000 | 135,374,000 |
| Equity capital | 47,661,000 | 44,594,000 | 44,020,000 | 45,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,523,000 | 9,407,000 | 14,780,000 | 20,186,000 |
| Interest expense | 203,000 | 408,000 | 753,000 | 1,271,000 |
| Net interest income | 4,320,000 | 8,999,000 | 14,027,000 | 18,915,000 |
| Noninterest income | 562,000 | 1,156,000 | 1,710,000 | 2,155,000 |
| Noninterest expense | 2,428,000 | 4,975,000 | 7,528,000 | 10,064,000 |
| Provision for loan losses | 43,000 | 562,000 | 810,000 | 956,000 |
| Pretax income | 2,411,000 | 4,584,000 | 7,365,000 | 10,016,000 |
| Income tax | 481,000 | 913,000 | 1,479,000 | 2,017,000 |
| Net income | 1,930,000 | 3,671,000 | 5,886,000 | 7,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,888,000 | 56,274,000 | 58,052,000 | 59,707,000 |