Call reports 2021
TRI-COUNTY BANK — 2021
What TRI-COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 457,404,000 | 459,934,000 | 464,272,000 | 468,307,000 |
| Total loans | 269,655,000 | 262,285,000 | 255,965,000 | 258,992,000 |
| Allowance for loan losses | 2,508,000 | 2,693,000 | 2,765,000 | 2,827,000 |
| Securities available for sale | 80,609,000 | 109,431,000 | 118,841,000 | 135,022,000 |
| Securities held to maturity | 2,036,000 | 1,500,000 | 2,000,000 | 1,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,650,000 | 405,747,000 | 408,380,000 | 415,383,000 |
| Interest-bearing deposits | 282,869,000 | 282,659,000 | 289,042,000 | 291,269,000 |
| Noninterest-bearing deposits | 121,781,000 | 123,088,000 | 119,338,000 | 124,114,000 |
| Equity capital | 47,631,000 | 49,574,000 | 51,589,000 | 52,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,318,000 | 8,886,000 | 13,757,000 | 18,304,000 |
| Interest expense | 287,000 | 569,000 | 792,000 | 1,007,000 |
| Net interest income | 4,031,000 | 8,317,000 | 12,965,000 | 17,297,000 |
| Noninterest income | 759,000 | 1,619,000 | 2,342,000 | 3,035,000 |
| Noninterest expense | 2,440,000 | 4,838,000 | 7,321,000 | 9,790,000 |
| Provision for loan losses | 95,000 | 192,000 | 264,000 | 331,000 |
| Pretax income | 2,255,000 | 4,906,000 | 7,722,000 | 10,211,000 |
| Income tax | 449,000 | 979,000 | 1,550,000 | 2,049,000 |
| Net income | 1,806,000 | 3,927,000 | 6,172,000 | 8,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,560,000 | 49,428,000 | 51,417,000 | 53,355,000 |