Call reports 2020
TRI-COUNTY BANK — 2020
What TRI-COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 342,894,000 | 380,660,000 | 380,179,000 | 409,617,000 |
| Total loans | 250,023,000 | 270,357,000 | 272,400,000 | 265,893,000 |
| Allowance for loan losses | 1,918,000 | 2,008,000 | 2,060,000 | 2,413,000 |
| Securities available for sale | 30,987,000 | 31,515,000 | 30,745,000 | 36,014,000 |
| Securities held to maturity | 2,629,000 | 2,169,000 | 2,169,000 | 2,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,739,000 | 331,511,000 | 330,278,000 | 358,868,000 |
| Interest-bearing deposits | 226,408,000 | 238,120,000 | 237,744,000 | 245,904,000 |
| Noninterest-bearing deposits | 70,331,000 | 93,391,000 | 92,534,000 | 112,964,000 |
| Equity capital | 41,738,000 | 43,200,000 | 44,935,000 | 46,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,072,000 | 8,335,000 | 12,553,000 | 16,909,000 |
| Interest expense | 470,000 | 822,000 | 1,139,000 | 1,427,000 |
| Net interest income | 3,602,000 | 7,513,000 | 11,414,000 | 15,482,000 |
| Noninterest income | 523,000 | 1,215,000 | 2,099,000 | 2,915,000 |
| Noninterest expense | 2,315,000 | 4,547,000 | 6,835,000 | 9,314,000 |
| Provision for loan losses | 37,000 | 244,000 | 342,000 | 861,000 |
| Pretax income | 1,796,000 | 3,960,000 | 6,359,000 | 8,244,000 |
| Income tax | 352,000 | 790,000 | 1,272,000 | 1,630,000 |
| Net income | 1,444,000 | 3,170,000 | 5,087,000 | 6,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,910,000 | 42,315,000 | 43,974,000 | 45,837,000 |