Call reports 2019
TRI-COUNTY BANK — 2019
What TRI-COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,032,000 | 310,132,000 | 318,681,000 | 319,357,000 |
| Total loans | 228,300,000 | 234,330,000 | 248,021,000 | 251,625,000 |
| Allowance for loan losses | 1,875,000 | 1,841,000 | 1,867,000 | 2,018,000 |
| Securities available for sale | 46,937,000 | 44,983,000 | 42,794,000 | 37,347,000 |
| Securities held to maturity | 3,152,000 | 2,767,000 | 2,761,000 | 2,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,398,000 | 271,889,000 | 274,549,000 | 275,389,000 |
| Interest-bearing deposits | 186,127,000 | 181,239,000 | 178,941,000 | 183,180,000 |
| Noninterest-bearing deposits | 88,271,000 | 90,650,000 | 95,608,000 | 92,209,000 |
| Equity capital | 35,969,000 | 37,509,000 | 38,767,000 | 40,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,577,000 | 7,337,000 | 11,261,000 | 15,345,000 |
| Interest expense | 412,000 | 905,000 | 1,408,000 | 1,867,000 |
| Net interest income | 3,165,000 | 6,432,000 | 9,853,000 | 13,478,000 |
| Noninterest income | 458,000 | 922,000 | 1,477,000 | 1,925,000 |
| Noninterest expense | 2,146,000 | 4,329,000 | 6,574,000 | 8,891,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 174,000 |
| Pretax income | 1,477,000 | 3,025,000 | 4,731,000 | 6,338,000 |
| Income tax | 286,000 | 585,000 | 928,000 | 1,245,000 |
| Net income | 1,191,000 | 2,440,000 | 3,803,000 | 5,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,143,000 | 37,158,000 | 38,317,000 | 39,687,000 |
| Total capital | 38,018,000 | 38,999,000 | 40,184,000 | 41,705,000 |
| Risk-weighted assets | 229,365,000 | 236,323,000 | 250,704,000 | 253,068,000 |