Call reports 2018
TRI-COUNTY BANK — 2018
What TRI-COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 296,079,000 | 286,677,000 | 289,689,000 | 297,479,000 |
| Total loans | 196,735,000 | 211,910,000 | 217,297,000 | 223,270,000 |
| Allowance for loan losses | 1,516,000 | 1,600,000 | 1,723,000 | 1,882,000 |
| Securities available for sale | 59,297,000 | 51,933,000 | 49,117,000 | 47,024,000 |
| Securities held to maturity | 3,620,000 | 3,297,000 | 3,282,000 | 3,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,011,000 | 249,690,000 | 254,451,000 | 262,667,000 |
| Interest-bearing deposits | 181,167,000 | 162,671,000 | 168,986,000 | 173,151,000 |
| Noninterest-bearing deposits | 82,844,000 | 87,019,000 | 85,465,000 | 89,516,000 |
| Equity capital | 31,182,000 | 32,093,000 | 32,897,000 | 34,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,495,000 | 9,842,000 | 13,317,000 |
| Interest expense | 213,000 | 435,000 | 706,000 | 994,000 |
| Net interest income | 2,924,000 | 6,060,000 | 9,136,000 | 12,323,000 |
| Noninterest income | 465,000 | 957,000 | 1,419,000 | 1,902,000 |
| Noninterest expense | 2,036,000 | 4,102,000 | 6,206,000 | 8,251,000 |
| Provision for loan losses | 0 | 84,000 | 217,000 | 394,000 |
| Pretax income | 1,353,000 | 2,821,000 | 4,122,000 | 5,570,000 |
| Income tax | 252,000 | 537,000 | 792,000 | 1,069,000 |
| Net income | 1,101,000 | 2,284,000 | 3,330,000 | 4,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,932,000 | 32,931,000 | 33,821,000 | 35,085,000 |
| Total capital | 33,448,000 | 34,531,000 | 35,544,000 | 36,967,000 |
| Risk-weighted assets | 201,552,000 | 211,083,000 | 217,278,000 | 223,332,000 |