Call reports 2017
TRI-COUNTY BANK — 2017
What TRI-COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 286,371,000 | 272,993,000 | 283,699,000 | 283,483,000 |
| Total loans | 172,516,000 | 181,961,000 | 188,341,000 | 188,653,000 |
| Allowance for loan losses | 1,569,000 | 1,584,000 | 1,643,000 | 1,516,000 |
| Securities available for sale | 74,110,000 | 66,880,000 | 62,429,000 | 60,513,000 |
| Securities held to maturity | 4,717,000 | 3,877,000 | 3,728,000 | 3,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,846,000 | 242,599,000 | 252,599,000 | 252,044,000 |
| Interest-bearing deposits | 166,465,000 | 160,720,000 | 166,252,000 | 164,229,000 |
| Noninterest-bearing deposits | 90,381,000 | 81,879,000 | 86,347,000 | 87,815,000 |
| Equity capital | 28,331,000 | 29,514,000 | 30,188,000 | 30,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,868,000 | 5,812,000 | 8,843,000 | 11,902,000 |
| Interest expense | 188,000 | 379,000 | 572,000 | 783,000 |
| Net interest income | 2,680,000 | 5,433,000 | 8,271,000 | 11,119,000 |
| Noninterest income | 430,000 | 893,000 | 1,363,000 | 1,856,000 |
| Noninterest expense | 1,914,000 | 3,838,000 | 5,796,000 | 7,946,000 |
| Provision for loan losses | 0 | 13,000 | 73,000 | 73,000 |
| Pretax income | 1,196,000 | 2,475,000 | 3,766,000 | 4,957,000 |
| Income tax | 358,000 | 772,000 | 1,181,000 | 1,495,000 |
| Net income | 838,000 | 1,703,000 | 2,585,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,357,000 | 29,165,000 | 29,913,000 | 31,014,000 |
| Total capital | 29,926,000 | 30,749,000 | 31,556,000 | 32,530,000 |
| Risk-weighted assets | 175,043,000 | 184,006,000 | 191,826,000 | 192,256,000 |