Call reports 2016
TRI-COUNTY BANK — 2016
What TRI-COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 261,450,000 | 253,231,000 | 265,943,000 | 269,024,000 |
| Total loans | 154,181,000 | 158,944,000 | 168,305,000 | 172,194,000 |
| Allowance for loan losses | 1,446,000 | 1,478,000 | 1,565,000 | 1,587,000 |
| Securities available for sale | 69,053,000 | 69,623,000 | 69,375,000 | 65,439,000 |
| Securities held to maturity | 9,106,000 | 8,623,000 | 4,868,000 | 4,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,976,000 | 224,168,000 | 236,812,000 | 241,076,000 |
| Interest-bearing deposits | 158,231,000 | 151,424,000 | 151,460,000 | 151,829,000 |
| Noninterest-bearing deposits | 74,745,000 | 72,744,000 | 85,352,000 | 89,247,000 |
| Equity capital | 27,042,000 | 28,371,000 | 28,203,000 | 27,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 5,255,000 | 8,034,000 | 10,883,000 |
| Interest expense | 170,000 | 4,000 | 182,000 | 367,000 |
| Net interest income | 2,400,000 | 5,251,000 | 7,852,000 | 10,516,000 |
| Noninterest income | 336,000 | 1,052,000 | 1,566,000 | 2,030,000 |
| Noninterest expense | 1,837,000 | 3,885,000 | 5,753,000 | 7,733,000 |
| Provision for loan losses | 3,000 | 56,000 | 161,000 | 180,000 |
| Pretax income | 898,000 | 2,364,000 | 3,506,000 | 4,722,000 |
| Income tax | 239,000 | 409,000 | 747,000 | 1,451,000 |
| Net income | 659,000 | 1,955,000 | 2,759,000 | 3,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,231,000 | 27,393,000 | 27,151,000 | 27,579,000 |
| Total capital | 27,677,000 | 28,871,000 | 28,716,000 | 29,166,000 |
| Risk-weighted assets | 158,074,000 | 162,604,000 | 169,848,000 | 172,652,000 |