Call reports 2015
TRI-COUNTY BANK — 2015
What TRI-COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,823,000 | 244,045,000 | 244,924,000 | 245,968,000 |
| Total loans | 147,566,000 | 146,289,000 | 148,659,000 | 149,923,000 |
| Allowance for loan losses | 1,455,000 | 1,445,000 | 1,462,000 | 1,464,000 |
| Securities available for sale | 63,373,000 | 66,533,000 | 66,559,000 | 65,860,000 |
| Securities held to maturity | 8,638,000 | 8,101,000 | 9,305,000 | 9,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,329,000 | 217,809,000 | 217,451,000 | 218,794,000 |
| Interest-bearing deposits | 157,070,000 | 147,273,000 | 146,276,000 | 143,496,000 |
| Noninterest-bearing deposits | 68,259,000 | 70,536,000 | 71,175,000 | 75,298,000 |
| Equity capital | 24,817,000 | 24,798,000 | 25,775,000 | 25,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,067,000 | 7,578,000 | 10,137,000 |
| Interest expense | 190,000 | 381,000 | 577,000 | 767,000 |
| Net interest income | 2,312,000 | 4,686,000 | 7,001,000 | 9,370,000 |
| Noninterest income | 423,000 | 856,000 | 1,262,000 | 1,673,000 |
| Noninterest expense | 1,803,000 | 3,650,000 | 5,517,000 | 7,429,000 |
| Provision for loan losses | 100,000 | 102,000 | 159,000 | 172,000 |
| Pretax income | 832,000 | 1,790,000 | 2,589,000 | 3,444,000 |
| Income tax | 228,000 | 501,000 | 718,000 | 952,000 |
| Net income | 604,000 | 1,289,000 | 1,871,000 | 2,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,218,000 | 24,629,000 | 25,118,000 | 25,656,000 |
| Total capital | 25,673,000 | 26,074,000 | 26,580,000 | 27,120,000 |
| Risk-weighted assets | 150,448,000 | 149,976,000 | 152,665,000 | 153,239,000 |