Call reports 2014
TRI-COUNTY BANK — 2014
What TRI-COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 242,495,000 | 237,415,000 | 234,625,000 | 235,755,000 |
| Total loans | 141,613,000 | 141,918,000 | 144,430,000 | 147,073,000 |
| Allowance for loan losses | 1,439,000 | 1,443,000 | 1,455,000 | 1,474,000 |
| Securities available for sale | 62,449,000 | 61,739,000 | 61,120,000 | 60,886,000 |
| Securities held to maturity | 8,829,000 | 9,221,000 | 8,743,000 | 8,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,296,000 | 212,298,000 | 208,905,000 | 209,434,000 |
| Interest-bearing deposits | 161,022,000 | 148,680,000 | 146,022,000 | 143,245,000 |
| Noninterest-bearing deposits | 57,274,000 | 63,618,000 | 62,883,000 | 66,189,000 |
| Equity capital | 21,851,000 | 22,667,000 | 23,260,000 | 23,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,800,000 | 7,262,000 | 9,808,000 |
| Interest expense | 242,000 | 468,000 | 683,000 | 891,000 |
| Net interest income | 2,129,000 | 4,332,000 | 6,579,000 | 8,917,000 |
| Noninterest income | 359,000 | 702,000 | 1,042,000 | 1,371,000 |
| Noninterest expense | 1,808,000 | 3,560,000 | 5,263,000 | 7,089,000 |
| Provision for loan losses | 10,000 | 31,000 | 39,000 | 64,000 |
| Pretax income | 670,000 | 1,443,000 | 2,319,000 | 3,135,000 |
| Income tax | 139,000 | 339,000 | 573,000 | 893,000 |
| Net income | 531,000 | 1,104,000 | 1,746,000 | 2,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,438,000 | 22,911,000 | 23,428,000 | 23,823,000 |
| Total capital | 23,877,000 | 24,354,000 | 24,883,000 | 25,297,000 |
| Risk-weighted assets | 144,482,000 | 144,149,000 | 145,817,000 | 150,418,000 |