Call reports 2012
TRI-COUNTY BANK — 2012
What TRI-COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,193,000 | 214,864,000 | 218,839,000 | 236,165,000 |
| Total loans | 125,057,000 | 127,271,000 | 128,361,000 | 126,683,000 |
| Allowance for loan losses | 1,754,000 | 1,637,000 | 1,637,000 | 1,560,000 |
| Securities available for sale | 59,999,000 | 65,376,000 | 62,202,000 | 65,753,000 |
| Securities held to maturity | 2,661,000 | 1,546,000 | 3,438,000 | 5,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,026,000 | 191,527,000 | 194,516,000 | 211,350,000 |
| Interest-bearing deposits | 148,351,000 | 142,314,000 | 143,894,000 | 152,066,000 |
| Noninterest-bearing deposits | 47,675,000 | 49,213,000 | 50,622,000 | 59,284,000 |
| Equity capital | 20,125,000 | 20,526,000 | 21,109,000 | 21,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,511,000 | 6,781,000 | 9,065,000 |
| Interest expense | 385,000 | 750,000 | 1,100,000 | 1,432,000 |
| Net interest income | 1,890,000 | 3,761,000 | 5,681,000 | 7,633,000 |
| Noninterest income | 323,000 | 657,000 | 865,000 | 1,370,000 |
| Noninterest expense | 1,632,000 | 3,354,000 | 4,953,000 | 6,658,000 |
| Provision for loan losses | 410,000 | 760,000 | 902,000 | 887,000 |
| Pretax income | 402,000 | 721,000 | 1,134,000 | 1,901,000 |
| Income tax | 30,000 | 40,000 | 160,000 | 386,000 |
| Net income | 372,000 | 681,000 | 974,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,351,000 | 19,495,000 | 19,788,000 | 20,204,000 |
| Total capital | 20,937,000 | 21,109,000 | 21,414,000 | 21,764,000 |
| Risk-weighted assets | 126,729,000 | 129,121,000 | 130,089,000 | 130,161,000 |