Call reports 2011
TRI-COUNTY BANK — 2011
What TRI-COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 205,664,000 | 202,874,000 | 204,259,000 | 205,317,000 |
| Total loans | 123,724,000 | 127,926,000 | 124,971,000 | 127,913,000 |
| Allowance for loan losses | 1,853,000 | 1,859,000 | 1,831,000 | 1,863,000 |
| Securities available for sale | 50,109,000 | 48,526,000 | 52,776,000 | 51,940,000 |
| Securities held to maturity | 3,999,000 | 2,848,000 | 2,701,000 | 2,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,806,000 | 180,343,000 | 181,260,000 | 182,222,000 |
| Interest-bearing deposits | 144,105,000 | 139,268,000 | 136,123,000 | 135,186,000 |
| Noninterest-bearing deposits | 39,701,000 | 41,075,000 | 45,137,000 | 47,036,000 |
| Equity capital | 19,030,000 | 19,566,000 | 19,936,000 | 20,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,313,000 | 4,582,000 | 6,897,000 | 9,198,000 |
| Interest expense | 454,000 | 914,000 | 1,358,000 | 1,753,000 |
| Net interest income | 1,859,000 | 3,668,000 | 5,539,000 | 7,445,000 |
| Noninterest income | 195,000 | 248,000 | 189,000 | 295,000 |
| Noninterest expense | 1,547,000 | 3,062,000 | 4,619,000 | 6,281,000 |
| Provision for loan losses | 170,000 | 298,000 | 528,000 | 678,000 |
| Pretax income | 337,000 | 556,000 | 785,000 | 1,220,000 |
| Income tax | 30,000 | 30,000 | 100,000 | 160,000 |
| Net income | 307,000 | 526,000 | 685,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,301,000 | 18,444,000 | 18,604,000 | 18,979,000 |
| Total capital | 19,890,000 | 20,052,000 | 20,162,000 | 20,555,000 |
| Risk-weighted assets | 126,858,000 | 128,405,000 | 124,400,000 | 125,814,000 |