Call reports 2009
TRI-COUNTY BANK — 2009
What TRI-COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 199,146,000 | 192,025,000 | 189,206,000 | 189,423,000 |
| Total loans | 138,424,000 | 133,061,000 | 132,714,000 | 129,547,000 |
| Allowance for loan losses | 2,096,000 | 1,993,000 | 1,860,000 | 2,201,000 |
| Securities available for sale | 37,085,000 | 40,120,000 | 37,107,000 | 34,565,000 |
| Securities held to maturity | 5,308,000 | 3,048,000 | 3,965,000 | 4,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,304,000 | 167,152,000 | 164,160,000 | 166,325,000 |
| Interest-bearing deposits | 142,579,000 | 135,465,000 | 131,858,000 | 132,560,000 |
| Noninterest-bearing deposits | 31,725,000 | 31,687,000 | 32,302,000 | 33,765,000 |
| Equity capital | 19,932,000 | 19,745,000 | 20,021,000 | 18,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,437,000 | 8,017,000 | 10,573,000 |
| Interest expense | 817,000 | 1,603,000 | 2,319,000 | 2,956,000 |
| Net interest income | 1,908,000 | 3,834,000 | 5,698,000 | 7,617,000 |
| Noninterest income | 52,000 | 247,000 | 198,000 | -157,000 |
| Noninterest expense | 1,601,000 | 3,329,000 | 4,995,000 | 6,650,000 |
| Provision for loan losses | 0 | 200,000 | 425,000 | 3,078,000 |
| Pretax income | 367,000 | 755,000 | 773,000 | -1,971,000 |
| Income tax | 50,000 | 130,000 | 130,000 | -896,000 |
| Net income | 317,000 | 625,000 | 643,000 | -1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,130,000 | 19,012,000 | 18,977,000 | 17,048,000 |
| Total capital | 21,016,000 | 20,826,000 | 20,727,000 | 18,775,000 |
| Risk-weighted assets | 150,703,000 | 146,123,000 | 139,887,000 | 137,722,000 |