Call reports 2008
TRI-COUNTY BANK — 2008
What TRI-COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 196,110,000 | 190,013,000 | 190,859,000 | 189,681,000 |
| Total loans | 145,378,000 | 144,978,000 | 144,157,000 | 139,333,000 |
| Allowance for loan losses | 2,026,000 | 2,088,000 | 2,276,000 | 2,232,000 |
| Securities available for sale | 33,239,000 | 28,237,000 | 27,437,000 | 30,652,000 |
| Securities held to maturity | 3,531,000 | 3,307,000 | 4,141,000 | 5,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,758,000 | 165,703,000 | 166,729,000 | 165,566,000 |
| Interest-bearing deposits | 141,146,000 | 134,284,000 | 135,244,000 | 136,032,000 |
| Noninterest-bearing deposits | 30,612,000 | 31,419,000 | 31,485,000 | 29,534,000 |
| Equity capital | 20,221,000 | 19,430,000 | 19,512,000 | 19,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,091,000 | 5,977,000 | 8,949,000 | 11,825,000 |
| Interest expense | 1,119,000 | 2,068,000 | 2,996,000 | 3,893,000 |
| Net interest income | 1,972,000 | 3,909,000 | 5,953,000 | 7,932,000 |
| Noninterest income | 664,000 | 998,000 | 1,291,000 | 1,527,000 |
| Noninterest expense | 1,590,000 | 3,209,000 | 4,791,000 | 6,267,000 |
| Provision for loan losses | 280,000 | 913,000 | 1,368,000 | 2,022,000 |
| Pretax income | 766,000 | 1,037,000 | 1,339,000 | 1,424,000 |
| Income tax | 200,000 | 255,000 | 310,000 | 268,000 |
| Net income | 566,000 | 782,000 | 1,029,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,947,000 | 18,764,000 | 19,010,000 | 18,813,000 |
| Total capital | 20,791,000 | 20,658,000 | 20,911,000 | 20,684,000 |
| Risk-weighted assets | 147,347,000 | 151,290,000 | 151,629,000 | 149,321,000 |