Call reports 2007
TRI-COUNTY BANK — 2007
What TRI-COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 195,846,000 | 194,739,000 | 189,285,000 | 191,576,000 |
| Total loans | 144,442,000 | 143,159,000 | 143,841,000 | 142,379,000 |
| Allowance for loan losses | 1,604,000 | 1,590,000 | 1,588,000 | 1,776,000 |
| Securities available for sale | 28,311,000 | 33,040,000 | 33,888,000 | 34,927,000 |
| Securities held to maturity | 4,006,000 | 2,141,000 | 2,238,000 | 1,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,375,000 | 170,468,000 | 165,459,000 | 168,538,000 |
| Interest-bearing deposits | 144,172,000 | 140,934,000 | 137,897,000 | 139,232,000 |
| Noninterest-bearing deposits | 27,203,000 | 29,534,000 | 27,562,000 | 29,306,000 |
| Equity capital | 19,942,000 | 19,629,000 | 20,115,000 | 19,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,486,000 | 9,762,000 | 13,006,000 |
| Interest expense | 1,349,000 | 2,742,000 | 4,068,000 | 5,273,000 |
| Net interest income | 1,882,000 | 3,744,000 | 5,694,000 | 7,733,000 |
| Noninterest income | 311,000 | 566,000 | 796,000 | 1,232,000 |
| Noninterest expense | 1,424,000 | 2,939,000 | 4,536,000 | 6,215,000 |
| Provision for loan losses | 0 | 100,000 | 175,000 | 675,000 |
| Pretax income | 771,000 | 1,273,000 | 1,781,000 | 2,077,000 |
| Income tax | 200,000 | 350,000 | 470,000 | 515,000 |
| Net income | 571,000 | 923,000 | 1,311,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,186,000 | 19,140,000 | 19,332,000 | 18,382,000 |
| Total capital | 20,790,000 | 20,730,000 | 20,920,000 | 20,158,000 |
| Risk-weighted assets | 147,559,000 | 148,037,000 | 145,548,000 | 145,766,000 |