Call reports 2006
TRI-COUNTY BANK — 2006
What TRI-COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 186,971,000 | 181,201,000 | 184,862,000 | 189,935,000 |
| Total loans | 139,931,000 | 139,020,000 | 140,307,000 | 142,370,000 |
| Allowance for loan losses | 1,644,000 | 1,656,000 | 1,654,000 | 1,623,000 |
| Securities available for sale | 25,869,000 | 22,519,000 | 26,014,000 | 26,692,000 |
| Securities held to maturity | 6,132,000 | 4,974,000 | 4,750,000 | 4,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,703,000 | 157,152,000 | 160,234,000 | 164,964,000 |
| Interest-bearing deposits | 130,646,000 | 128,551,000 | 133,134,000 | 136,159,000 |
| Noninterest-bearing deposits | 29,057,000 | 28,601,000 | 27,100,000 | 28,805,000 |
| Equity capital | 18,814,000 | 18,581,000 | 19,077,000 | 19,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,812,000 | 8,922,000 | 12,113,000 |
| Interest expense | 1,076,000 | 2,200,000 | 3,453,000 | 4,753,000 |
| Net interest income | 1,742,000 | 3,612,000 | 5,469,000 | 7,360,000 |
| Noninterest income | 355,000 | 686,000 | 906,000 | 913,000 |
| Noninterest expense | 1,370,000 | 2,779,000 | 4,226,000 | 5,723,000 |
| Provision for loan losses | 50,000 | 125,000 | 275,000 | 335,000 |
| Pretax income | 677,000 | 1,394,000 | 1,857,000 | 2,198,000 |
| Income tax | 173,000 | 395,000 | 515,000 | 501,000 |
| Net income | 504,000 | 999,000 | 1,342,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,246,000 | 18,049,000 | 18,395,000 | 18,680,000 |
| Total capital | 19,890,000 | 19,705,000 | 20,049,000 | 20,303,000 |
| Risk-weighted assets | 143,472,000 | 141,225,000 | 142,304,000 | 144,099,000 |