Call reports 2003
TRI-COUNTY BANK — 2003
What TRI-COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 174,540,000 | 174,749,000 | 168,021,000 | 169,426,000 |
| Total loans | 102,856,000 | 102,916,000 | 105,776,000 | 107,710,000 |
| Allowance for loan losses | 1,531,000 | 1,529,000 | 1,525,000 | 1,512,000 |
| Securities available for sale | 39,891,000 | 37,460,000 | 39,333,000 | 38,806,000 |
| Securities held to maturity | 4,754,000 | 4,343,000 | 5,789,000 | 6,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,461,000 | 152,301,000 | 145,435,000 | 146,753,000 |
| Interest-bearing deposits | 112,900,000 | 124,988,000 | 116,616,000 | 118,254,000 |
| Noninterest-bearing deposits | 39,561,000 | 27,313,000 | 28,819,000 | 28,499,000 |
| Equity capital | 16,342,000 | 16,704,000 | 16,950,000 | 17,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 4,875,000 | 7,170,000 | 9,373,000 |
| Interest expense | 841,000 | 1,640,000 | 2,390,000 | 3,113,000 |
| Net interest income | 1,634,000 | 3,235,000 | 4,780,000 | 6,260,000 |
| Noninterest income | 624,000 | 1,212,000 | 1,711,000 | 2,213,000 |
| Noninterest expense | 1,420,000 | 2,837,000 | 4,239,000 | 5,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 838,000 | 1,610,000 | 2,252,000 | 2,850,000 |
| Income tax | 230,000 | 478,000 | 670,000 | 833,000 |
| Net income | 608,000 | 1,132,000 | 1,582,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,302,000 | 15,521,000 | 16,076,000 | 16,336,000 |
| Total capital | 16,658,000 | 16,891,000 | 17,489,000 | 17,788,000 |
| Risk-weighted assets | 108,335,000 | 109,429,000 | 112,912,000 | 116,085,000 |