Call reports 2002
TRI-COUNTY BANK — 2002
What TRI-COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 165,936,000 | 167,144,000 | 170,548,000 | 170,127,000 |
| Total loans | 115,138,000 | 115,979,000 | 110,633,000 | 106,139,000 |
| Allowance for loan losses | 1,370,000 | 1,445,000 | 1,447,000 | 1,507,000 |
| Securities available for sale | 23,117,000 | 29,575,000 | 29,535,000 | 27,182,000 |
| Securities held to maturity | 3,536,000 | 3,335,000 | 5,523,000 | 4,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,316,000 | 146,089,000 | 149,400,000 | 148,710,000 |
| Interest-bearing deposits | 115,426,000 | 115,180,000 | 109,216,000 | 111,526,000 |
| Noninterest-bearing deposits | 29,890,000 | 30,909,000 | 40,184,000 | 37,184,000 |
| Equity capital | 14,542,000 | 15,224,000 | 15,467,000 | 15,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,713,000 | 5,401,000 | 8,182,000 | 10,866,000 |
| Interest expense | 974,000 | 1,918,000 | 2,840,000 | 3,718,000 |
| Net interest income | 1,739,000 | 3,483,000 | 5,342,000 | 7,148,000 |
| Noninterest income | 386,000 | 782,000 | 1,157,000 | 1,825,000 |
| Noninterest expense | 1,292,000 | 2,564,000 | 3,911,000 | 5,563,000 |
| Provision for loan losses | 80,000 | 185,000 | 660,000 | 762,000 |
| Pretax income | 753,000 | 1,516,000 | 1,980,000 | 2,700,000 |
| Income tax | 209,000 | 278,000 | 570,000 | 830,000 |
| Net income | 544,000 | 1,238,000 | 1,410,000 | 1,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,738,000 | 14,248,000 | 14,438,000 | 14,717,000 |
| Total capital | 15,108,000 | 15,667,000 | 15,829,000 | 16,047,000 |
| Risk-weighted assets | 113,781,000 | 113,468,000 | 111,242,000 | 106,255,000 |