Call reports 2001
TRI-COUNTY BANK — 2001
What TRI-COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,649,000 | 155,873,000 | 158,247,000 | 163,076,000 |
| Total loans | 104,438,000 | 105,517,000 | 107,069,000 | 111,029,000 |
| Allowance for loan losses | 1,288,000 | 1,263,000 | 1,266,000 | 1,286,000 |
| Securities available for sale | 15,266,000 | 22,255,000 | 27,824,000 | 25,548,000 |
| Securities held to maturity | 5,606,000 | 4,396,000 | 4,217,000 | 3,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,580,000 | 136,910,000 | 138,545,000 | 143,159,000 |
| Interest-bearing deposits | 107,622,000 | 111,623,000 | 111,208,000 | 113,239,000 |
| Noninterest-bearing deposits | 25,958,000 | 25,287,000 | 27,337,000 | 29,920,000 |
| Equity capital | 12,638,000 | 13,058,000 | 13,731,000 | 14,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,985,000 | 5,892,000 | 8,792,000 | 11,663,000 |
| Interest expense | 1,407,000 | 2,728,000 | 3,980,000 | 5,050,000 |
| Net interest income | 1,578,000 | 3,164,000 | 4,812,000 | 6,613,000 |
| Noninterest income | 317,000 | 653,000 | 1,044,000 | 1,670,000 |
| Noninterest expense | 1,138,000 | 2,302,000 | 3,492,000 | 4,934,000 |
| Provision for loan losses | 90,000 | 120,000 | 200,000 | 310,000 |
| Pretax income | 671,000 | 1,399,000 | 2,168,000 | 3,043,000 |
| Income tax | 190,000 | 405,000 | 640,000 | 912,000 |
| Net income | 481,000 | 994,000 | 1,528,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,801,000 | 12,259,000 | 12,808,000 | 13,173,000 |
| Total capital | 13,089,000 | 13,522,000 | 14,074,000 | 14,459,000 |
| Risk-weighted assets | 106,490,000 | 105,979,000 | 105,221,000 | 111,359,000 |