Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,381,924,000 | 3,464,906,000 | 3,536,285,000 | 3,613,858,000 |
| Total loans | 2,543,065,000 | 2,602,929,000 | 2,656,054,000 | 2,713,373,000 |
| Allowance for loan losses | 26,648,000 | 26,023,000 | 24,575,000 | 23,781,000 |
| Securities available for sale | 247,013,000 | 219,629,000 | 199,014,000 | 199,155,000 |
| Securities held to maturity | 148,485,000 | 142,073,000 | 135,808,000 | 129,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,831,393,000 | 2,877,184,000 | 2,915,926,000 | 2,952,545,000 |
| Interest-bearing deposits | 2,147,618,000 | 2,162,158,000 | 2,161,609,000 | 2,191,400,000 |
| Noninterest-bearing deposits | 683,775,000 | 715,026,000 | 754,317,000 | 761,145,000 |
| Equity capital | 392,465,000 | 403,754,000 | 407,049,000 | 410,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 32,062,000 | 65,441,000 | 97,695,000 | 130,985,000 |
| Interest expense | 1,583,000 | 3,127,000 | 4,721,000 | 6,391,000 |
| Net interest income | 30,479,000 | 62,314,000 | 92,974,000 | 124,594,000 |
| Noninterest income | 5,096,000 | 11,042,000 | 16,282,000 | 25,843,000 |
| Noninterest expense | 24,197,000 | 50,139,000 | 77,402,000 | 105,238,000 |
| Provision for loan losses | 258,000 | -23,000 | -23,000 | -23,000 |
| Pretax income | 11,120,000 | 23,240,000 | 31,877,000 | 45,222,000 |
| Income tax | 3,663,000 | 7,800,000 | 11,210,000 | 15,705,000 |
| Net income | 7,457,000 | 15,440,000 | 20,667,000 | 29,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 338,214,000 | 340,737,000 | 342,849,000 | 350,578,000 |
| Total capital | 365,346,000 | 367,338,000 | 368,035,000 | 375,062,000 |
| Risk-weighted assets | 2,538,793,000 | 2,624,148,000 | 2,744,386,000 | 2,826,544,000 |