Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,314,140,000 | 3,266,298,000 | 3,194,959,000 | 3,217,774,000 |
| Total loans | 2,452,639,000 | 2,441,143,000 | 2,432,723,000 | 2,403,001,000 |
| Allowance for loan losses | 48,127,000 | 45,796,000 | 44,131,000 | 40,626,000 |
| Securities available for sale | 174,052,000 | 117,948,000 | 153,124,000 | 157,896,000 |
| Securities held to maturity | 53,937,000 | 53,879,000 | 53,821,000 | 178,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,791,857,000 | 2,760,102,000 | 2,683,919,000 | 2,701,217,000 |
| Interest-bearing deposits | 2,275,137,000 | 2,229,272,000 | 2,138,688,000 | 2,135,701,000 |
| Noninterest-bearing deposits | 516,720,000 | 530,830,000 | 545,231,000 | 565,516,000 |
| Equity capital | 418,431,000 | 423,677,000 | 427,395,000 | 430,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 37,675,000 | 73,630,000 | 107,004,000 | 139,830,000 |
| Interest expense | 1,892,000 | 3,789,000 | 5,566,000 | 7,216,000 |
| Net interest income | 35,783,000 | 69,841,000 | 101,438,000 | 132,614,000 |
| Noninterest income | 339,000 | 4,628,000 | 9,305,000 | 13,849,000 |
| Noninterest expense | 23,048,000 | 47,116,000 | 72,673,000 | 94,909,000 |
| Provision for loan losses | 3,575,000 | 7,234,000 | 8,719,000 | 10,195,000 |
| Pretax income | 9,499,000 | 20,902,000 | 30,134,000 | 42,142,000 |
| Income tax | 3,308,000 | 7,374,000 | 10,574,000 | 14,799,000 |
| Net income | 6,191,000 | 13,528,000 | 19,560,000 | 27,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 347,911,000 | 353,392,000 | 357,391,000 | 363,141,000 |
| Total capital | 376,285,000 | 381,603,000 | 385,849,000 | 391,216,000 |
| Risk-weighted assets | 2,250,138,000 | 2,239,327,000 | 2,260,947,000 | 2,233,482,000 |