Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,398,356,000 | 3,317,446,000 | 3,359,326,000 | 3,278,081,000 |
| Total loans | 2,608,556,000 | 2,558,729,000 | 2,514,307,000 | 2,458,930,000 |
| Allowance for loan losses | 39,690,000 | 42,215,000 | 44,999,000 | 49,430,000 |
| Securities available for sale | 153,285,000 | 146,723,000 | 127,643,000 | 166,352,000 |
| Securities held to maturity | 43,206,000 | 47,312,000 | 51,661,000 | 54,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,878,794,000 | 2,801,022,000 | 2,757,766,000 | 2,675,320,000 |
| Interest-bearing deposits | 2,588,304,000 | 2,501,358,000 | 2,461,119,000 | 2,359,779,000 |
| Noninterest-bearing deposits | 290,490,000 | 299,664,000 | 296,647,000 | 315,541,000 |
| Equity capital | 386,809,000 | 389,799,000 | 391,841,000 | 369,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 40,308,000 | 80,026,000 | 118,836,000 | 159,260,000 |
| Interest expense | 8,881,000 | 16,804,000 | 24,262,000 | 30,853,000 |
| Net interest income | 31,427,000 | 63,222,000 | 94,574,000 | 128,407,000 |
| Noninterest income | 5,712,000 | 10,217,000 | 14,459,000 | 29,512,000 |
| Noninterest expense | 21,938,000 | 43,559,000 | 64,231,000 | 85,981,000 |
| Provision for loan losses | 7,623,000 | 15,626,000 | 24,017,000 | 54,562,000 |
| Pretax income | 7,587,000 | 14,278,000 | 20,810,000 | 17,402,000 |
| Income tax | 2,737,000 | 5,111,000 | 7,401,000 | 5,811,000 |
| Net income | 4,850,000 | 9,167,000 | 13,409,000 | 11,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,592,000 | 322,005,000 | 324,067,000 | 303,817,000 |
| Total capital | 347,997,000 | 349,011,000 | 350,784,000 | 330,560,000 |
| Risk-weighted assets | 2,261,089,000 | 2,145,261,000 | 2,119,038,000 | 2,116,754,000 |