Call reports 2008
FIRST BANK — 2008
What FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,382,454,000 | 2,625,009,000 | 2,703,642,000 | 2,753,725,000 |
| Total loans | 1,938,859,000 | 2,170,126,000 | 2,215,209,000 | 2,212,716,000 |
| Allowance for loan losses | 21,992,000 | 26,061,000 | 27,928,000 | 29,256,000 |
| Securities available for sale | 125,445,000 | 140,175,000 | 148,730,000 | 154,501,000 |
| Securities held to maturity | 16,538,000 | 15,376,000 | 16,123,000 | 15,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,929,108,000 | 2,025,559,000 | 2,030,064,000 | 2,078,766,000 |
| Interest-bearing deposits | 1,680,480,000 | 1,776,321,000 | 1,787,538,000 | 1,845,363,000 |
| Noninterest-bearing deposits | 248,628,000 | 249,238,000 | 242,526,000 | 233,403,000 |
| Equity capital | 240,245,000 | 278,189,000 | 281,563,000 | 285,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 36,305,000 | 73,437,000 | 111,224,000 | 147,858,000 |
| Interest expense | 15,551,000 | 30,393,000 | 44,619,000 | 57,986,000 |
| Net interest income | 20,754,000 | 43,044,000 | 66,605,000 | 89,872,000 |
| Noninterest income | 5,386,000 | 10,752,000 | 16,203,000 | 21,196,000 |
| Noninterest expense | 14,453,000 | 30,624,000 | 46,050,000 | 61,785,000 |
| Provision for loan losses | 1,533,000 | 3,592,000 | 6,443,000 | 9,880,000 |
| Pretax income | 10,154,000 | 19,580,000 | 30,315,000 | 39,403,000 |
| Income tax | 3,762,000 | 7,256,000 | 11,243,000 | 14,588,000 |
| Net income | 6,392,000 | 12,324,000 | 19,072,000 | 24,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,654,000 | 215,414,000 | 219,768,000 | 225,654,000 |
| Total capital | 214,646,000 | 241,475,000 | 247,048,000 | 252,977,000 |
| Risk-weighted assets | 1,924,932,000 | 2,133,022,000 | 2,181,760,000 | 2,183,919,000 |