Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,177,582,000 | 2,207,081,000 | 2,284,976,000 | 2,318,322,000 |
| Total loans | 1,780,616,000 | 1,806,885,000 | 1,842,979,000 | 1,896,847,000 |
| Allowance for loan losses | 19,478,000 | 20,104,000 | 20,631,000 | 21,324,000 |
| Securities available for sale | 116,537,000 | 124,672,000 | 128,079,000 | 123,045,000 |
| Securities held to maturity | 13,607,000 | 13,469,000 | 13,652,000 | 16,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,752,861,000 | 1,806,261,000 | 1,824,987,000 | 1,845,465,000 |
| Interest-bearing deposits | 1,520,024,000 | 1,560,996,000 | 1,589,256,000 | 1,606,186,000 |
| Noninterest-bearing deposits | 232,837,000 | 245,265,000 | 235,731,000 | 239,279,000 |
| Equity capital | 227,237,000 | 229,959,000 | 233,356,000 | 236,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 35,532,000 | 72,449,000 | 110,621,000 | 148,933,000 |
| Interest expense | 15,345,000 | 31,247,000 | 47,882,000 | 64,368,000 |
| Net interest income | 20,187,000 | 41,202,000 | 62,739,000 | 84,565,000 |
| Noninterest income | 4,246,000 | 8,621,000 | 12,903,000 | 18,011,000 |
| Noninterest expense | 13,836,000 | 28,217,000 | 42,072,000 | 56,866,000 |
| Provision for loan losses | 1,121,000 | 2,443,000 | 3,742,000 | 5,217,000 |
| Pretax income | 9,476,000 | 19,650,000 | 30,315,000 | 40,980,000 |
| Income tax | 3,526,000 | 7,315,000 | 11,286,000 | 15,226,000 |
| Net income | 5,950,000 | 12,335,000 | 19,029,000 | 25,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,376,000 | 184,045,000 | 186,844,000 | 189,678,000 |
| Total capital | 199,854,000 | 204,149,000 | 207,475,000 | 211,002,000 |
| Risk-weighted assets | 1,723,393,000 | 1,752,663,000 | 1,801,771,000 | 1,878,358,000 |