Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,905,985,000 | 1,990,614,000 | 2,079,534,000 | 2,136,792,000 |
| Total loans | 1,555,838,000 | 1,639,129,000 | 1,700,415,000 | 1,745,638,000 |
| Allowance for loan losses | 16,610,000 | 17,642,000 | 18,465,000 | 18,947,000 |
| Securities available for sale | 104,501,000 | 105,722,000 | 115,882,000 | 119,478,000 |
| Securities held to maturity | 12,705,000 | 10,977,000 | 10,964,000 | 13,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,568,660,000 | 1,598,754,000 | 1,671,655,000 | 1,699,659,000 |
| Interest-bearing deposits | 1,351,454,000 | 1,381,681,000 | 1,452,468,000 | 1,478,463,000 |
| Noninterest-bearing deposits | 217,206,000 | 217,073,000 | 219,187,000 | 221,196,000 |
| Equity capital | 198,090,000 | 220,011,000 | 224,812,000 | 227,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 28,714,000 | 60,026,000 | 93,931,000 | 129,201,000 |
| Interest expense | 10,039,000 | 21,675,000 | 35,190,000 | 49,905,000 |
| Net interest income | 18,675,000 | 38,351,000 | 58,741,000 | 79,296,000 |
| Noninterest income | 3,972,000 | 7,633,000 | 12,005,000 | 16,072,000 |
| Noninterest expense | 12,415,000 | 25,355,000 | 40,697,000 | 54,305,000 |
| Provision for loan losses | 1,015,000 | 2,415,000 | 3,630,000 | 4,923,000 |
| Pretax income | 9,217,000 | 18,418,000 | 26,623,000 | 36,344,000 |
| Income tax | 3,470,000 | 6,973,000 | 9,847,000 | 13,360,000 |
| Net income | 5,747,000 | 11,445,000 | 16,776,000 | 22,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,698,000 | 172,796,000 | 174,000,000 | 180,820,000 |
| Total capital | 166,308,000 | 190,438,000 | 192,465,000 | 199,767,000 |
| Risk-weighted assets | 1,481,962,000 | 1,571,448,000 | 1,646,715,000 | 1,688,516,000 |