Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,684,788,000 | 1,736,728,000 | 1,756,642,000 | 1,800,278,000 |
| Total loans | 1,398,258,000 | 1,428,520,000 | 1,450,272,000 | 1,486,510,000 |
| Allowance for loan losses | 15,066,000 | 15,622,000 | 15,879,000 | 15,716,000 |
| Securities available for sale | 109,374,000 | 113,382,000 | 109,278,000 | 107,321,000 |
| Securities held to maturity | 11,308,000 | 10,768,000 | 10,763,000 | 11,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,454,772,000 | 1,475,123,000 | 1,481,707,000 | 1,498,774,000 |
| Interest-bearing deposits | 1,273,569,000 | 1,286,350,000 | 1,283,204,000 | 1,300,601,000 |
| Noninterest-bearing deposits | 181,203,000 | 188,773,000 | 198,503,000 | 198,173,000 |
| Equity capital | 186,450,000 | 192,471,000 | 187,850,000 | 195,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 22,915,000 | 47,620,000 | 73,685,000 | 101,425,000 |
| Interest expense | 6,000,000 | 13,022,000 | 20,997,000 | 29,997,000 |
| Net interest income | 16,915,000 | 34,598,000 | 52,688,000 | 71,428,000 |
| Noninterest income | 3,638,000 | 7,319,000 | 11,112,000 | 14,925,000 |
| Noninterest expense | 11,256,000 | 23,050,000 | 34,411,000 | 46,361,000 |
| Provision for loan losses | 580,000 | 1,425,000 | 2,115,000 | 3,040,000 |
| Pretax income | 8,717,000 | 17,442,000 | 27,274,000 | 36,952,000 |
| Income tax | 3,331,000 | 6,673,000 | 16,617,000 | 18,206,000 |
| Net income | 5,386,000 | 10,769,000 | 10,657,000 | 18,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,103,000 | 142,659,000 | 138,619,000 | 146,798,000 |
| Total capital | 152,169,000 | 158,281,000 | 154,498,000 | 162,514,000 |
| Risk-weighted assets | 1,299,366,000 | 1,335,911,000 | 1,360,213,000 | 1,400,012,000 |