Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,494,535,000 | 1,558,276,000 | 1,607,816,000 | 1,637,662,000 |
| Total loans | 1,254,481,000 | 1,299,606,000 | 1,339,918,000 | 1,369,319,000 |
| Allowance for loan losses | 13,917,000 | 14,313,000 | 14,351,000 | 14,717,000 |
| Securities available for sale | 92,517,000 | 93,718,000 | 86,035,000 | 82,955,000 |
| Securities held to maturity | 13,221,000 | 12,132,000 | 11,649,000 | 11,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,310,038,000 | 1,317,173,000 | 1,333,699,000 | 1,397,993,000 |
| Interest-bearing deposits | 1,131,386,000 | 1,143,059,000 | 1,161,909,000 | 1,223,065,000 |
| Noninterest-bearing deposits | 178,652,000 | 174,114,000 | 171,790,000 | 174,928,000 |
| Equity capital | 166,025,000 | 169,367,000 | 176,051,000 | 181,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 19,383,000 | 38,947,000 | 59,644,000 | 81,589,000 |
| Interest expense | 4,126,000 | 8,341,000 | 12,970,000 | 18,218,000 |
| Net interest income | 15,257,000 | 30,606,000 | 46,674,000 | 63,371,000 |
| Noninterest income | 3,665,000 | 7,424,000 | 11,219,000 | 14,990,000 |
| Noninterest expense | 10,574,000 | 21,015,000 | 31,839,000 | 42,885,000 |
| Provision for loan losses | 570,000 | 1,310,000 | 2,080,000 | 2,905,000 |
| Pretax income | 7,869,000 | 15,892,000 | 24,278,000 | 32,875,000 |
| Income tax | 2,768,000 | 5,489,000 | 8,387,000 | 11,189,000 |
| Net income | 5,101,000 | 10,403,000 | 15,891,000 | 21,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,836,000 | 119,212,000 | 125,020,000 | 131,887,000 |
| Total capital | 127,753,000 | 133,525,000 | 139,371,000 | 146,604,000 |
| Risk-weighted assets | 1,154,094,000 | 1,197,734,000 | 1,234,032,000 | 1,264,404,000 |
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