Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,238,140,000 | 1,326,017,000 | 1,357,250,000 | 1,475,798,000 |
| Total loans | 1,028,209,000 | 1,112,173,000 | 1,149,758,000 | 1,220,866,000 |
| Allowance for loan losses | 11,102,000 | 12,243,000 | 12,700,000 | 13,569,000 |
| Securities available for sale | 63,250,000 | 70,820,000 | 83,732,000 | 97,696,000 |
| Securities held to maturity | 13,566,000 | 14,487,000 | 13,527,000 | 13,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,088,450,000 | 1,156,127,000 | 1,148,184,000 | 1,272,566,000 |
| Interest-bearing deposits | 960,107,000 | 1,016,756,000 | 1,013,352,000 | 1,102,940,000 |
| Noninterest-bearing deposits | 128,343,000 | 139,371,000 | 134,832,000 | 169,626,000 |
| Equity capital | 128,430,000 | 153,062,000 | 155,902,000 | 160,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,547,000 | 37,050,000 | 55,522,000 | 74,694,000 |
| Interest expense | 4,639,000 | 9,463,000 | 13,626,000 | 17,798,000 |
| Net interest income | 12,908,000 | 27,587,000 | 41,896,000 | 56,896,000 |
| Noninterest income | 3,531,000 | 7,273,000 | 10,858,000 | 14,449,000 |
| Noninterest expense | 8,554,000 | 18,126,000 | 27,336,000 | 37,329,000 |
| Provision for loan losses | 475,000 | 1,060,000 | 1,755,000 | 2,680,000 |
| Pretax income | 7,410,000 | 15,674,000 | 23,745,000 | 31,554,000 |
| Income tax | 2,642,000 | 5,518,000 | 8,394,000 | 11,116,000 |
| Net income | 4,768,000 | 10,156,000 | 15,351,000 | 20,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,077,000 | 115,158,000 | 118,396,000 | 108,655,000 |
| Total capital | 113,179,000 | 127,401,000 | 131,096,000 | 122,224,000 |
| Risk-weighted assets | 948,504,000 | 1,025,261,000 | 1,062,372,000 | 1,132,416,000 |