Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,148,931,000 | 1,202,063,000 | 1,168,084,000 | 1,217,497,000 |
| Total loans | 928,477,000 | 972,795,000 | 988,781,000 | 1,018,219,000 |
| Allowance for loan losses | 9,729,000 | 10,179,000 | 10,524,000 | 10,907,000 |
| Securities available for sale | 84,531,000 | 80,060,000 | 74,015,000 | 60,244,000 |
| Securities held to maturity | 16,324,000 | 14,129,000 | 14,114,000 | 14,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,008,808,000 | 1,003,998,000 | 1,019,744,000 | 1,077,546,000 |
| Interest-bearing deposits | 902,143,000 | 898,782,000 | 908,872,000 | 943,652,000 |
| Noninterest-bearing deposits | 106,665,000 | 105,216,000 | 110,872,000 | 133,894,000 |
| Equity capital | 113,878,000 | 115,889,000 | 118,750,000 | 123,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 18,093,000 | 36,468,000 | 55,137,000 | 73,257,000 |
| Interest expense | 6,805,000 | 12,851,000 | 18,505,000 | 23,670,000 |
| Net interest income | 11,288,000 | 23,617,000 | 36,632,000 | 49,587,000 |
| Noninterest income | 2,954,000 | 5,788,000 | 8,647,000 | 11,804,000 |
| Noninterest expense | 8,065,000 | 16,399,000 | 24,787,000 | 31,987,000 |
| Provision for loan losses | 440,000 | 1,215,000 | 1,790,000 | 2,545,000 |
| Pretax income | 5,759,000 | 11,818,000 | 18,729,000 | 26,886,000 |
| Income tax | 1,973,000 | 4,092,000 | 6,525,000 | 9,336,000 |
| Net income | 3,786,000 | 7,726,000 | 12,204,000 | 17,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,690,000 | 91,388,000 | 94,293,000 | 97,847,000 |
| Total capital | 99,419,000 | 101,567,000 | 104,817,000 | 108,754,000 |
| Risk-weighted assets | 856,377,000 | 900,535,000 | 904,773,000 | 933,311,000 |