Call reports 2001
FIRST BANK — 2001
What FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,032,485,000 | 1,010,476,000 | 1,100,396,000 | 1,145,350,000 |
| Total loans | 774,562,000 | 798,696,000 | 883,538,000 | 901,332,000 |
| Allowance for loan losses | 8,386,000 | 8,504,000 | 9,187,000 | 9,388,000 |
| Securities available for sale | 89,062,000 | 101,119,000 | 92,536,000 | 90,479,000 |
| Securities held to maturity | 16,273,000 | 14,839,000 | 16,347,000 | 16,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 891,509,000 | 880,528,000 | 958,644,000 | 1,005,042,000 |
| Interest-bearing deposits | 798,575,000 | 786,409,000 | 864,568,000 | 904,291,000 |
| Noninterest-bearing deposits | 92,934,000 | 94,119,000 | 94,076,000 | 100,751,000 |
| Equity capital | 108,564,000 | 106,898,000 | 116,156,000 | 114,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 18,423,000 | 37,264,000 | 58,113,000 | 76,930,000 |
| Interest expense | 9,114,000 | 18,249,000 | 27,877,000 | 35,943,000 |
| Net interest income | 9,309,000 | 19,015,000 | 30,236,000 | 40,987,000 |
| Noninterest income | 1,850,000 | 4,115,000 | 6,668,000 | 9,551,000 |
| Noninterest expense | 6,034,000 | 13,020,000 | 20,580,000 | 28,656,000 |
| Provision for loan losses | 220,000 | 525,000 | 766,000 | 1,151,000 |
| Pretax income | 4,905,000 | 9,585,000 | 15,619,000 | 20,792,000 |
| Income tax | 1,670,000 | 3,281,000 | 5,378,000 | 7,206,000 |
| Net income | 3,235,000 | 6,304,000 | 10,241,000 | 13,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,894,000 | 87,776,000 | 93,390,000 | 89,576,000 |
| Total capital | 97,280,000 | 96,280,000 | 102,577,000 | 98,964,000 |
| Risk-weighted assets | 725,606,000 | 756,011,000 | 807,164,000 | 830,394,000 |