Call reports 2005
COMMUNITY FIRST BANK & TRUST — 2005
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 928,649,000 | 928,548,000 |
| Total loans | 700,076,000 | 696,608,000 |
| Allowance for loan losses | 12,313,000 | 12,097,000 |
| Securities available for sale | 128,184,000 | 123,564,000 |
| Securities held to maturity | 1,290,000 | 1,269,000 |
| Trading assets | 0 | 0 |
| Total deposits | 716,351,000 | 715,878,000 |
| Interest-bearing deposits | 611,895,000 | 610,470,000 |
| Noninterest-bearing deposits | 104,456,000 | 105,408,000 |
| Equity capital | 103,866,000 | 104,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 12,159,000 | 24,460,000 |
| Interest expense | 2,989,000 | 6,117,000 |
| Net interest income | 9,170,000 | 18,343,000 |
| Noninterest income | 2,476,000 | 5,303,000 |
| Noninterest expense | 8,790,000 | 16,845,000 |
| Provision for loan losses | 5,000 | 5,000 |
| Pretax income | 2,846,000 | 6,791,000 |
| Income tax | 891,000 | 2,170,000 |
| Net income | 1,955,000 | 4,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 91,032,000 | 91,043,000 |
| Total capital | 101,793,000 | 101,848,000 |
| Risk-weighted assets | 656,095,000 | 659,848,000 |