Call reports 2004
COMMUNITY FIRST BANK & TRUST — 2004
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 666,609,000 | 655,140,000 | 864,390,000 | 852,466,000 |
| Total loans | 467,013,000 | 476,042,000 | 640,113,000 | 637,876,000 |
| Allowance for loan losses | 11,297,000 | 11,279,000 | 13,614,000 | 11,479,000 |
| Securities available for sale | 126,849,000 | 112,380,000 | 134,982,000 | 128,642,000 |
| Securities held to maturity | 356,000 | 342,000 | 1,380,000 | 1,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,132,000 | 481,343,000 | 625,549,000 | 633,689,000 |
| Interest-bearing deposits | 433,585,000 | 415,525,000 | 537,227,000 | 539,814,000 |
| Noninterest-bearing deposits | 60,547,000 | 65,818,000 | 88,322,000 | 93,875,000 |
| Equity capital | 77,069,000 | 74,838,000 | 95,466,000 | 96,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,325,000 | 16,570,000 | 33,449,000 | 44,404,000 |
| Interest expense | 2,294,000 | 4,360,000 | 8,692,000 | 11,406,000 |
| Net interest income | 6,031,000 | 12,210,000 | 24,757,000 | 32,998,000 |
| Noninterest income | 2,156,000 | 3,675,000 | 8,073,000 | 10,323,000 |
| Noninterest expense | 5,765,000 | 11,749,000 | 23,556,000 | 31,116,000 |
| Provision for loan losses | 175,000 | 300,000 | 340,000 | -1,450,000 |
| Pretax income | 2,243,000 | 3,832,000 | 8,926,000 | 13,655,000 |
| Income tax | 562,000 | 1,043,000 | 2,776,000 | 4,257,000 |
| Net income | 1,681,000 | 2,789,000 | 6,150,000 | 9,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,312,000 | 61,271,000 | 80,671,000 | 82,694,000 |
| Total capital | 69,343,000 | 69,423,000 | 90,856,000 | 92,913,000 |
| Risk-weighted assets | 435,954,000 | 445,764,000 | 608,878,000 | 613,021,000 |