Call reports 2003
COMMUNITY FIRST BANK & TRUST — 2003
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 705,932,000 | 708,486,000 | 677,713,000 | 681,271,000 |
| Total loans | 513,866,000 | 514,505,000 | 479,297,000 | 462,713,000 |
| Allowance for loan losses | 12,439,000 | 12,489,000 | 12,502,000 | 11,464,000 |
| Securities available for sale | 99,853,000 | 118,265,000 | 118,822,000 | 139,156,000 |
| Securities held to maturity | 445,000 | 419,000 | 402,000 | 372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,671,000 | 536,518,000 | 506,255,000 | 509,017,000 |
| Interest-bearing deposits | 478,571,000 | 470,964,000 | 447,298,000 | 441,368,000 |
| Noninterest-bearing deposits | 61,100,000 | 65,554,000 | 58,957,000 | 67,649,000 |
| Equity capital | 71,527,000 | 72,722,000 | 74,067,000 | 76,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,682,000 | 19,289,000 | 28,307,000 | 36,735,000 |
| Interest expense | 3,143,000 | 6,146,000 | 8,859,000 | 11,356,000 |
| Net interest income | 6,539,000 | 13,143,000 | 19,448,000 | 25,379,000 |
| Noninterest income | 1,653,000 | 3,321,000 | 6,715,000 | 9,941,000 |
| Noninterest expense | 5,874,000 | 11,675,000 | 17,620,000 | 23,546,000 |
| Provision for loan losses | 1,339,000 | 2,139,000 | 2,889,000 | 3,139,000 |
| Pretax income | 979,000 | 2,650,000 | 5,655,000 | 8,636,000 |
| Income tax | 329,000 | 867,000 | 1,836,000 | 2,298,000 |
| Net income | 650,000 | 1,783,000 | 3,819,000 | 6,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,511,000 | 57,829,000 | 60,026,000 | 62,738,000 |
| Total capital | 65,102,000 | 66,210,000 | 68,252,000 | 70,835,000 |
| Risk-weighted assets | 486,575,000 | 463,877,000 | 451,308,000 | 441,126,000 |