Call reports 2002
COMMUNITY FIRST BANK & TRUST — 2002
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 734,214,000 | 692,441,000 | 678,127,000 | 683,384,000 |
| Total loans | 540,417,000 | 507,760,000 | 510,057,000 | 506,336,000 |
| Allowance for loan losses | 10,756,000 | 11,285,000 | 12,275,000 | 11,968,000 |
| Securities available for sale | 101,286,000 | 90,673,000 | 91,877,000 | 100,705,000 |
| Securities held to maturity | 578,000 | 539,000 | 519,000 | 457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,572,000 | 595,703,000 | 567,411,000 | 552,952,000 |
| Interest-bearing deposits | 564,613,000 | 517,994,000 | 494,149,000 | 479,908,000 |
| Noninterest-bearing deposits | 75,959,000 | 77,709,000 | 73,262,000 | 73,044,000 |
| Equity capital | 70,559,000 | 72,128,000 | 72,198,000 | 71,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,423,000 | 23,498,000 | 34,289,000 | 44,730,000 |
| Interest expense | 4,745,000 | 8,793,000 | 12,350,000 | 15,563,000 |
| Net interest income | 7,678,000 | 14,705,000 | 21,939,000 | 29,167,000 |
| Noninterest income | 2,443,000 | 4,577,000 | 6,374,000 | 7,427,000 |
| Noninterest expense | 7,423,000 | 14,383,000 | 20,956,000 | 26,931,000 |
| Provision for loan losses | 3,327,000 | 4,900,000 | 8,037,000 | 9,540,000 |
| Pretax income | -629,000 | -1,000 | -682,000 | 121,000 |
| Income tax | -263,000 | 0 | -260,000 | 15,000 |
| Net income | -366,000 | -1,000 | -422,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,853,000 | 55,433,000 | 55,216,000 | 54,234,000 |
| Total capital | 64,146,000 | 64,449,000 | 64,060,000 | 62,785,000 |
| Risk-weighted assets | 553,724,000 | 516,229,000 | 501,654,000 | 487,857,000 |